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Welcome to the UCard Hub blog — your go-to resource for making the most of your UnitedHealthcare UCard. The UCard is UnitedHealthcare’s all-in-one benefits card giving eligible Medicare Advantage members access to grocery allowances, over-the-counter (OTC) health products, fitness benefits, and rewards — all on a single card. Browse the guides below to get started.

What Is the UCard?

Learn about UnitedHealthcare’s all-in-one benefits card and how it works for eligible members.

Activate Your UCard

Step-by-step instructions to activate your card and start using your benefits right away.

Grocery Benefits

Find out how to use your grocery allowance at participating stores to buy healthy foods.

OTC Benefits

Discover which over-the-counter health and wellness products your UCard covers.

Fitness Benefits

Access gyms, fitness classes, and wellness programs included with your Medicare Advantage plan.

Rewards & Earning

Earn reward dollars for healthy actions and redeem them toward everyday purchases.

UCard vs. Traditional Insurance

See how Medicare Advantage with UCard compares to Original Medicare coverage.

Manage Your UCard Online

Check balances, find stores, and manage your benefits through the UHC portal and app.

Tips & Tricks

Ten practical tips to maximize every dollar of your UCard benefits each month.
Your UCard benefits and allowances refresh on a schedule set by your plan. Check your plan documents or sign in at uhc.com to see your current balance.