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Staying active is easier when your health plan helps cover the cost. Many UnitedHealthcare Medicare Advantage plans include a fitness benefit as part of your UCard, giving you access to gym memberships, fitness classes, and wellness programs at participating locations — often at little or no additional cost to you.

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What the Fitness Benefit Includes

Your fitness benefit is designed to meet you where you are, whether you prefer a structured gym environment, group classes, or working out from the comfort of your own home. The benefit typically includes access to a national gym network through Renew Active, UnitedHealthcare’s fitness program powered by AARP, along with memberships at participating gyms, YMCAs, fitness studios, and community centers. If you prefer to exercise at home, online fitness classes and digital workout videos are available to you as well. Some plans also include brain health activities, such as online cognitive exercises through a platform like AARP Staying Sharp.

Gym Access

Use your fitness benefit at thousands of participating gyms and fitness centers nationwide.

Online Workouts

Access digital fitness content and virtual classes from home.

Group Classes

Yoga, water aerobics, tai chi, and other group classes at participating locations.

Brain Health

Some plans include online tools to support cognitive wellness.

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How to Access Your Fitness Benefit

Getting started with your fitness benefit only takes a few minutes. Follow the steps below to confirm your coverage and find a location near you.
1

Sign In to Your Member Account

Sign in at uhc.com or open the UHC mobile app using your member credentials.
2

Navigate to Your Fitness Benefit

Go to My Plan > Fitness Benefit, or use the search bar to look up “Renew Active.”
3

Confirm Your Coverage

Review your plan details to confirm your fitness benefit is included and check what’s covered under your specific plan.
4

Find Participating Locations

Use the gym finder tool in your member portal to search for participating gyms, YMCAs, and fitness studios near you.
5

Check In at the Gym

Present your UCard or digital member ID when you arrive at a participating location to check in and access your membership.

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Participating Fitness Locations

The Renew Active network is built to give you convenient options whether you live in a major city or a smaller community. Participating locations include a broad mix of national chains and local facilities:
  • National gym chains such as LA Fitness, Anytime Fitness, Gold’s Gym, and Planet Fitness (availability depends on your specific plan)
  • Local YMCAs and community recreation centers
  • Specialty studios offering yoga, Pilates, aquatic fitness, and other focused programs
Use the gym finder at uhcrenewactive.com or within your member portal to search for locations near you by ZIP code.

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Frequently Asked Questions

Most participating gyms are covered in full by your fitness benefit, so you won’t pay anything out of pocket at the door. Some premium locations may charge an additional monthly fee on top of your benefit. Check the gym finder tool for fee details at specific locations before you visit.
Personal training sessions are generally not included as part of the standard fitness benefit. Your benefit is designed to cover gym access and group programming. Check your plan documents or contact member services for specifics about what is and isn’t covered under your plan.
If your preferred gym doesn’t appear in the network, contact member services to ask whether it can be added as a participating location. You can also use the gym finder to search for a nearby in-network option that fits your routine.